How to Improve Your Debt-to-Income Ratio
Your debt-to-income ratio, or DTI, is one of the main things a lender will look at when qualifying you for a mortgage. It’s seen as a good indicator of whether…
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How Does My Credit Affect Mortgage Rates?
Some clients will ask how their credit affects mortgage rates. While the details are different for every single lender and underwriter out there, a few generalities can be said for…
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Can Self-Employed People Get Mortgages
Can self-employed people get mortgages? The short answer is yes. The long answer is that self-employed people can get mortgages, but they may hit a few extra roadblocks compared to…
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Types of Home Mortgages
There are a number of different types of home mortgages out there. There are conventional mortgages, jumbo mortgages, government-insured mortgages and more. Most people will take out one of the…
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When is the Best Time to Refinance?
When is the best time to refinance? The short answer is - it depends. Here are 3 of the most common times we see people refinance their mortgage. Refinance When…
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4 Ways to Win a Bidding War
Your home is like a personal castle and when you are out there battling other home buyers to win yours, it can seem like an endless game of chess. These…
Using Your 401(k) to Purchase a Home
The concept of a 401(k) can confuse a lot of individuals. It is confusing to those who are not too seasoned in their professional career. If you are also someone…
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