How Down Payment Assistance Programs Can Help You Achieve Homeownership
If you’re thinking of buying a home but are concerned about the down payment, this article is for you. Here is some information on how down payment assistance programs can…
Baby Boomers
What will the Housing Market Look Like in 2022?
What is the housing market going to look like in 2022? Will it be a seller’s market or a buyer’s market? Will home prices keep going up? How does the…
Can Mortgage Offers be Withdrawn?
The process of searching for a home and applying for a loan can be a long one. When you finally get your mortgage approved, you may feel the urge to…
How to Improve Your Debt-to-Income Ratio
Your debt-to-income ratio, or DTI, is one of the main things a lender will look at when qualifying you for a mortgage. It’s seen as a good indicator of whether…
How Does My Credit Affect Mortgage Rates?
credit affect mortgage rates, Some clients will ask how their credit affects mortgage rates. While the details are different for every single lender and underwriter out there, a few generalities…
best mortgage rates
Can Self-Employed People Get Mortgages
Best Mortgage Rates, Can self-employed people get mortgages? The short answer is yes. The long answer is that self-employed people can get mortgages, but they may hit a few extra…
Types of Home Mortgages
There are a number of different types of home mortgages out there. There are conventional mortgages, jumbo mortgages, government-insured mortgages and more. Most people will take out one of the…
When is the Best Time to Refinance?
When is the best time to refinance? The short answer is - it depends. Here are 3 of the most common times we see people refinance their mortgage. Refinance When…
4 Ways to Win a Bidding War
Bidding War, Your home is like a personal castle and when you are out there battling other home buyers to win yours, it can seem like an endless game of…
Using Your 401(k) to Purchase a Home
Purchase a Home, The concept of a 401(k) can confuse a lot of individuals. It is confusing to those who are not too seasoned in their professional career. If you…
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