How to Improve Your Debt-to-Income Ratio
Your debt-to-income ratio, or DTI, is one of the main things a lender will look at when qualifying you for a mortgage. It’s seen as a good indicator of whether…
6 Ways To Make Your Home Environmentally Friendly
It doesn’t matter what side you are politically. Environmental problems are front page on the news these days. Our lives are affected by environmental issues, but we are also the…
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Should you choose a 15-year or 30-year mortgage?
One important thing you will need to think about when getting a mortgage, is the loan term. You will need to choose between a fifteen-year or thirty-year mortgage. While a…
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4 Upgrades That Baby Boomers Love and Will Add Value
America's baby boomer population is about seventy four million. They are the largest generation to retire. Until now, baby boomers are changing just about everything in their path, including the…
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4 Ways to Win a Bidding War
Your home is like a personal castle and when you are out there battling other home buyers to win yours, it can seem like an endless game of chess. These…
Using Your 401(k) to Purchase a Home
The concept of a 401(k) can confuse a lot of individuals. It is confusing to those who are not too seasoned in their professional career. If you are also someone…
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What to Know When Buying a Fixer-Upper
There are two ways to purchase a home that is a fixer upper. Take everything by chance or be very particular about each detail. To make the best home buying…
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Millennials Are Using This Unique Strategy to Purchase Their First Homes
Potential home buyers who were born between 1981 and 1996 are going to some difficult times in paying for their first house. They are more expected than earlier generations to…
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Looking to Own a Home? Here is a Guide to HOAs
Most homes across the United States are part of an HOA, also known as the homeowners association. So what does this mean? Most houses across the country are part of…
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4 Important Repairs to Do After Moving Out
Congrats to you. You are moving out and on to your next house! Now all you have to do is pack up your items and leave. Not so fast; If…